Contract

An agreement between two or more people that creates an obligation to do or not to do a particular thing.

Source: US Courts Glossary


Conviction

A judgment of guilt against a criminal defendant.

Source: US Courts Glossary


Counsel

Legal advice; a term also used to refer to the lawyers in a case.

Source: US Courts Glossary


Count

An allegation in an indictment or information, charging a defendant with a crime. An indictment or information may contain allegations that the defendant committed more than one crime. Each allegation is referred to as a count.

Source: US Courts Glossary


Court reporter

A person who makes a word-for-word record of what is said in court, generally by using a stenographic machine, shorthand or audio recording, and then produces a transcript of the proceedings upon request.

Source: US Courts Glossary


Court

Government entity authorized to resolve legal disputes. Judges sometimes use "court" to refer to themselves in the third person, as in "the court has read the briefs."

Source: US Courts Glossary


Credit counseling

Generally refers to two events in individual bankruptcy cases: (1) the "individual or group briefing" from a nonprofit budget and credit counseling agency that individual debtors must attend prior to filing under any chapter of the Bankruptcy Code; and (2) the "instructional course in personal financial management" in chapters 7 and 13 that an individual debtor must complete before a discharge is entered. There are exceptions to both requirements for certain categories of debtors, exigent circumstances, or if the U.S. trustee or bankruptcy administrator have determined that there are insufficient approved credit counseling agencies available to provide US Cssary Geling.

Source: http://www.uscourts.gov/glossary


Creditor

A person to whom or business to which the debtor owes money or that claims to be owed money by the debtor.

Source: US Courts Glossary


Damages

Money that a defendant pays a plaintiff in a civil case if the plaintiff has won. Damages may be compensatory (for loss or injury) or punitive (to punish and deter future misconduct).

Source: US Courts Glossary


De facto

Latin, meaning "in fact" or "actually." Something that exists in fact but not as a matter of law.

Source: US Courts Glossary


De jure

Latin, meaning "in law." Something that exists by operation of law.

Source: US Courts Glossary


De novo

Latin, meaning "anew." A trial de novo is a completely new trial. Appellate review de novo implies no deference to the trial judge's ruling.

Source: US Courts Glossary


Debtor’s plan

A debtor's detailed description of how the debtor proposes to pay creditors' claims over a fixed period of time.

Source: US Courts Glossary


Debtor

A person who has filed a petition for relief under the Bankruptcy Code.

Source: US Courts Glossary


Declaratory judgment

A judge's statement about someone's rights. For example, a plaintiff may seek a declaratory judgment that a particular statute, as written, violates some constitutional right.

Source: US Courts Glossary


Default judgment

A judgment awarding a plaintiff the relief sought in the complaint because the defendant has failed to appear in court or otherwise respond to the complaint.

Source: US Courts Glossary


Defendant

An individual (or business) against whom a lawsuit is filed.

Source: US Courts Glossary


Deposition

An oral statement made before an officer authorized by law to administer oaths. Such statements are often taken to examine potential witnesses, to obtain discovery, or to be used later in trial. See discovery.

Source: US Courts Glossary


Discharge

A release of a debtor from personal liability for certain dischargeable debts. Notable exceptions to dischargeability are taxes and student loans. A discharge releases a debtor from personal liability for certain debts known as dischargeable debts and prevents the creditors owed those debts from taking any action against the debtor or the debtor's property to collect the debts. The discharge also prohibits creditors from communicating with the debtor regarding the debt, including through telephone calls, letters, and personal contact.

Source: US Courts Glossary


Chapter 12

The chapter of the Bankruptcy Code providing for adjustment of debts of a "family farmer" or "family fisherman," as the terms are defined in the Bankruptcy Code.

Source: US Courts Glossary


Chapter 13 trustee

A person appointed to administer a Chapter 13 case. A Chapter 13 trustee's responsibilities are similar to those of a Chapter 7 trustee; however, a Chapter 13 trustee has the additional responsibilities of overseeing the debtor's plan, receiving payments from debtors, and disbursing plan payments to creditors.

Source: US Courts Glossary


Chapter 13

The chapter of the Bankruptcy Code providing for the adjustment of debts of an individual with regular income, often referred to as a "wage-earner" plan. Chapter 13 allows a debtor to keep property and use his or her disposable income to pay debts over time, usually three to five years.

Source: US Courts Glossary


Chapter 15

The chapter of the Bankruptcy Code dealing with cases of cross-border insolvency.

Source: US Courts Glossary


Chapter 7 trustee

A person appointed in a Chapter 7 case to represent the interests of the bankruptcy estate and the creditors. The trustee's responsibilities include reviewing the debtor's petition and schedules, liquidating the property of the estate, and making distributions to creditors. The trustee may also bring actions against creditors or the debtor to recover property of the bankruptcy estate.

Source: US Courts Glossary


Chapter 7

The chapter of the Bankruptcy Code providing for "liquidation," that is, the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors. In order to be eligible for Chapter 7, the debtor must satisfy a "means test." The court will evaluate the debtor's income and expenses to determine if the debtor may proceed under Chapter 7.

Source: US Courts Glossary